Market guide · Asia-Pacific
Selling in New Zealand
New Zealand shoppers use debit and credit cards for most online purchases, with pay-later services popular among younger buyers. Many orders are fulfilled from Australia or further afield.
| Currency | New Zealand dollar (NZD) |
|---|---|
| Languages | English, Māori |
| Region | Asia-Pacific |
| Local acquiring | Available |
| Settlement | T+1 |
| Payout rail | Settlement Before Interchange · Same day |
| Import consumption tax | GST · 15% |
Popular payment methods
Share of online payments by method. Illustrative figures.
| Visa, Mastercard, Amex | 64% (64% of online payments) |
|---|---|
| Apple Pay | 10% (10% of online payments) |
| Afterpay / Clearpay | 8% (8% of online payments) |
| PayPal | 7% (7% of online payments) |
How to launch in New Zealand
- 1Open a sandbox accountTest every flow for New Zealand with test cards and methods before you sign anything.
- 2Turn on local methodsStart with Apple Pay, Afterpay / Clearpay, PayPal.
- 3Process domesticallyDomestic processing in New Zealand avoids cross-border fees and lifts approval rates.
- 4Settle in NZDHold NZD and convert when you choose, or pay out locally.
- 5Show duty-inclusive pricesQuote GST and duties at checkout so nothing is due on delivery.
- 6Go liveVerify your business, switch your keys and watch the first orders arrive.
Duties and import tax
GST at 15% applies to most imported goods.
Thresholds: GST collected at sale on goods up to NZD 1,000
Regulatory notes
- Offshore sellers of low-value goods register and collect GST once over the threshold.
- Consumer guarantees law applies to goods sold to New Zealand consumers, including from overseas.
Placeholder notes for the prototype, not legal advice.
Customer story nearby
Lumen Games
Digital Goods & Gaming
11
new markets in one quarter · Illustrative
Local wallets were the unlock in Korea and Japan. Fraud Shield kept chargebacks flat while we grew.
Aiko Tanaka, Payments Lead Read the story: Lumen Games
Other markets in Asia-Pacific
Launch in New Zealand
Try the New Zealand flow in the sandbox, or talk to us about your rollout.