Virtual cards for suppliers and spend
Issue single-use or multi-use cards in the supplier's currency, with limits and controls, and reconcile every transaction automatically.
Why it matters
Instant cards
Create a card by API at the moment you need to pay.
Tight controls
Amount limits, merchant categories and expiry per card.
Spend in their currency
Fund from multi-currency balances to avoid FX twice.
What's inside
Cards
- Single-use or reusable virtual cards
- Physical cards for teams
- Network tokens for wallets
How it works
- 1
Issue
Create a virtual card with a limit and currency.
- 2
Pay
Use it with the supplier like any card.
- 3
Authorize
Approve or decline in real time if you want control.
- 4
Reconcile
Match the transaction to the booking or invoice.
curl https://api.sandbox.international-orders.com/v1/issuing/cards \
-H "Authorization: Bearer $IO_SECRET_KEY" \
-d type=virtual -d currency=EUR \
-d spend_limit=320000 -d single_use=trueCustomer story
Kestrel Air
−38%
FX cost on supplier payments · Illustrative
Virtual cards in the supplier's currency removed a whole reconciliation step for our finance team.
Omar Haddad, VP Finance Read the story: Kestrel Air
Questions about Card Issuing
Put Card Issuing to work
Test it in the sandbox today, or talk to us about your markets.