Settle in the currencies you hold
Choose which currencies you receive, how often, and into which accounts, with a report that explains every amount.
Why it matters
Your currencies
Settle in the currencies you spend in, not only your home currency.
Your schedule
Daily, weekly or on demand, per currency.
Readable reports
Gross, fees and net for every transaction.
What's inside
Currencies
- Multiple settlement currencies
- Separate bank account per currency
- Convert only when you choose
24settlement currencies1
How it works
- 1
Capture
Payments are captured in their presentment currency.
- 2
Batch
Settled amounts are grouped per currency.
- 3
Pay out
Funds go to the matching bank account on schedule.
- 4
Report
A report explains every line of the payout.
Try it
Rates, simulated live
Mock mid-market rates moving every few seconds, with our margin shown beside them. Lock one to hold it.
| Pair | Mid-market | Margin | You get | Lock |
|---|---|---|---|---|
| EUR/USD | 1.0965 | 0.5% | 1.0910 | |
| GBP/USD | 1.2804 | 0.5% | 1.2740 | |
| USD/JPY | 147.60 | 0.5% | 146.86 | |
| USD/BRL | 5.4200 | 1% | 5.3658 | |
| EUR/GBP | 0.8564 | 0.5% | 0.8521 | |
| USD/MXN | 18.9000 | 1% | 18.7110 |
Simulated from mock rates as of Oct 1, 2026.
curl https://api.sandbox.international-orders.com/v1/fx/quotes \
-H "Authorization: Bearer $IO_SECRET_KEY" \
-d sell_currency=EUR -d buy_currency=USD \
-d sell_amount=250000 -d lock_for=600Customer story
Ferrous Pay
4
card programmes launched in 18 months · Illustrative
We wanted to build the product, not the plumbing. Issuing and settlement in one place let us do that.
Chidi Okafor, Chief Product Officer Read the story: Ferrous Pay
Questions about Settlement
Put Settlement to work
Test it in the sandbox today, or talk to us about your markets.