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Optimize · Account Updater

Card details that stay current

When banks reissue cards, we fetch the new details before your next charge, so renewals don't fail on an old expiry date.

Why it matters

  • Automatic

    Updates run before scheduled charges.

  • Fewer failed renewals

    Subscriptions keep billing through reissues.

  • Transparent

    See which cards changed and why.

What's inside

Coverage

  • Expiry and number changes
  • Closed-account flags
  • Major card networks

How it works

  1. 1

    Schedule

    Upcoming charges are queued for checks.

  2. 2

    Query

    We ask networks for updates.

  3. 3

    Update

    New details replace the old ones in the vault.

  4. 4

    Charge

    The renewal runs on current details.

Customer story

Parcelwise

−31%

involuntary subscription churn · Illustrative

Most of our churn was cards expiring, not customers leaving. Fixing that was mostly plumbing.

Priya Raman, Head of Revenue Operations
Read the story: Parcelwise

Questions about Account Updater

Put Account Updater to work

Test it in the sandbox today, or talk to us about your markets.