Bank transferRecurring payments
UPI
India's real-time bank payment network, used through apps such as PhonePe, Google Pay and Paytm.
How it works for your customer
- 1
The shopper picks UPI and scans a QR code or enters their UPI ID.
- 2
A collect request appears in their UPI app.
- 3
They approve it with their UPI PIN.
At a glance
- Type
- Bank transfer
- Countries
- IN
- Currencies
- INR
- Recurring payments
- Supported
- Refunds
- Supported
- Disputes
- No chargebacks (push payment)
- Payouts to this method
- Supported
- Typical settlement
- T+1
Availability is illustrative placeholder data.
Market guides
Similar methods
- iDEALBank transferThe Dutch bank payment scheme, where shoppers approve a transfer in their own banking app.
- PixBank transferBrazil's instant payment system, run by the central bank and used by most of the population.
- BLIKBank transferPoland's mobile payment standard, built into banking apps and approved with a short code.
- SwishBank transferSweden's mobile payment app, linked to a bank account and confirmed with BankID.
- PayNowBank transferSingapore's instant transfer service, paid by scanning a standard SGQR code in any banking app.
- SPEIBank transferMexico's interbank transfer system, where shoppers push money to a reference account from their bank.
Add UPI to your checkout
Turn it on in the sandbox, then go live with one switch.