Market guide · North America
Selling in United States
American shoppers rely heavily on credit cards and rewards, with wallets and pay-later growing fast on mobile. Sales tax is set by states and localities rather than at a national level.
| Currency | US dollar (USD) |
|---|---|
| Languages | English, Spanish |
| Region | North America |
| Local acquiring | Available |
| Settlement | T+1 |
| Payout rail | FedNow / ACH · Seconds to next day |
| Import consumption tax | Sales tax |
Popular payment methods
Share of online payments by method. Illustrative figures.
| Visa, Mastercard, Amex | 62% (62% of online payments) |
|---|---|
| Apple Pay | 12% (12% of online payments) |
| PayPal | 10% (10% of online payments) |
| Google Pay | 4% (4% of online payments) |
| Affirm | 4% (4% of online payments) |
How to launch in United States
- 1Open a sandbox accountTest every flow for United States with test cards and methods before you sign anything.
- 2Turn on local methodsStart with Apple Pay, PayPal, Google Pay, Affirm.
- 3Process domesticallyDomestic processing in United States avoids cross-border fees and lifts approval rates.
- 4Settle in USDHold USD and convert when you choose, or pay out locally.
- 5Show duty-inclusive pricesQuote Sales tax and duties at checkout so nothing is due on delivery.
- 6Go liveVerify your business, switch your keys and watch the first orders arrive.
Duties and import tax
Thresholds: Sales tax set by state and locality; the USD 800 duty de minimis was suspended in 2025
Estimate landed cost for an orderRegulatory notes
- Sellers above state economic nexus thresholds must register for and collect state sales tax.
- Low-value imports no longer enter duty free, so duties should be shown at checkout.
- Card disputes follow network rules and federal consumer protections that favour the cardholder.
Placeholder notes for the prototype, not legal advice.
Customer story nearby
Tidewater Supply
B2B Wholesale
9 days
faster average collection · Illustrative
Invoices with a pay-by-link in the buyer's currency get paid. It's that simple for us.
Dana Whitfield, Operations Manager Read the story: Tidewater Supply