Market guide · Asia-Pacific
Selling in Australia
Australians pay mostly by debit card and contactless wallets, and pay-later services are widely used. Shoppers notice when prices are not shown in Australian dollars with GST included.
| Currency | Australian dollar (AUD) |
|---|---|
| Languages | English |
| Region | Asia-Pacific |
| Local acquiring | Available |
| Settlement | T+1 |
| Payout rail | NPP · Seconds, 24/7 |
| Import consumption tax | GST · 10% |
Popular payment methods
Share of online payments by method. Illustrative figures.
| Visa, Mastercard, Amex | 58% (58% of online payments) |
|---|---|
| Apple Pay | 15% (15% of online payments) |
| PayPal | 9% (9% of online payments) |
| Afterpay / Clearpay | 8% (8% of online payments) |
| Klarna | 3% (3% of online payments) |
How to launch in Australia
- 1Open a sandbox accountTest every flow for Australia with test cards and methods before you sign anything.
- 2Turn on local methodsStart with Apple Pay, PayPal, Afterpay / Clearpay, Klarna.
- 3Process domesticallyDomestic processing in Australia avoids cross-border fees and lifts approval rates.
- 4Settle in AUDHold AUD and convert when you choose, or pay out locally.
- 5Show duty-inclusive pricesQuote GST and duties at checkout so nothing is due on delivery.
- 6Go liveVerify your business, switch your keys and watch the first orders arrive.
Duties and import tax
GST at 10% applies to most imported goods.
Thresholds: GST collected at sale on goods up to AUD 1,000
Estimate landed cost for an orderRegulatory notes
- Overseas sellers of low-value goods collect GST at checkout once over the registration threshold.
- Pay-later products are now regulated as a form of consumer credit.
- Merchants may pass on card surcharges only up to their cost of acceptance.
Placeholder notes for the prototype, not legal advice.
Customer story nearby
Lumen Games
Digital Goods & Gaming
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new markets in one quarter · Illustrative
Local wallets were the unlock in Korea and Japan. Fraud Shield kept chargebacks flat while we grew.
Aiko Tanaka, Payments Lead Read the story: Lumen Games
Other markets in Asia-Pacific
Launch in Australia
Try the Australia flow in the sandbox, or talk to us about your rollout.