Market guide · Asia-Pacific
Selling in China
Alipay and WeChat Pay cover the large majority of online payments in mainland China. Cross-border sellers usually reach shoppers through bonded warehouses or established marketplaces.
| Currency | Chinese yuan (CNY) |
|---|---|
| Languages | Mandarin |
| Region | Asia-Pacific |
| Local acquiring | Cross-border for now |
| Settlement | T+3 |
| Payout rail | CNAPS · Same day |
| Import consumption tax | VAT · 13 % |
Popular payment methods
Share of online payments by method. Illustrative figures.
| Alipay+ | 50 % (50% of online payments) |
|---|---|
| WeChat Pay | 40 % (40% of online payments) |
| Visa, Mastercard, Amex | 6 % (6% of online payments) |
How to launch in China
- 1Open a sandbox accountTest every flow for China with test cards and methods before you sign anything.
- 2Turn on local methodsStart with Alipay+, WeChat Pay.
- 3Process cross-borderWe process China cross-border today. Smart routing still retries soft declines.
- 4Settle in your home currencyPayments convert at a published margin before settlement.
- 5Show duty-inclusive pricesQuote VAT and duties at checkout so nothing is due on delivery.
- 6Go liveVerify your business, switch your keys and watch the first orders arrive.
Duties and import tax
VAT at 13 % applies to most imported goods.
Thresholds: Cross-border e-commerce regime with per-order and annual limits at reduced tax rates
Regulatory notes
- Currency controls apply to cross-border payments and settlement into foreign accounts.
- Personal data of Chinese residents is subject to strict localisation and transfer rules.
Placeholder notes for the prototype, not legal advice.
Customer story nearby
Lumen Games
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Aiko Tanaka, Payments Lead Read the story: Lumen Games
Other markets in Asia-Pacific
Launch in China
Try the China flow in the sandbox, or talk to us about your rollout.