Market guide · Asia-Pacific
Selling in Malaysia
FPX online banking payments rival cards in Malaysia, and e-wallets such as Touch 'n Go are in wide use. DuitNow QR is the shared standard across banks and wallets.
| Currency | Malaysian ringgit (MYR) |
|---|---|
| Languages | Malay, English |
| Region | Asia-Pacific |
| Local acquiring | Available |
| Settlement | T+2 |
| Payout rail | DuitNow · Seconds, 24/7 |
| Import consumption tax | Sales tax (LVG) · 10 % |
Popular payment methods
Share of online payments by method. Illustrative figures.
| FPX | 40 % (40% of online payments) |
|---|---|
| Visa, Mastercard, Amex | 38 % (38% of online payments) |
| GrabPay | 10 % (10% of online payments) |
How to launch in Malaysia
- 1Open a sandbox accountTest every flow for Malaysia with test cards and methods before you sign anything.
- 2Turn on local methodsStart with FPX, GrabPay.
- 3Process domesticallyDomestic processing in Malaysia avoids cross-border fees and lifts approval rates.
- 4Settle in MYRHold MYR and convert when you choose, or pay out locally.
- 5Check import rulesConfirm how Sales tax (LVG) is collected on your goods before your first shipment.
- 6Go liveVerify your business, switch your keys and watch the first orders arrive.
Duties and import tax
Sales tax (LVG) at 10 % applies to most imported goods.
Thresholds: Low-value goods tax collected at sale by registered foreign sellers
Regulatory notes
- Foreign sellers of low-value goods above a turnover threshold register for sales tax.
- Bank Negara Malaysia regulates payment systems and e-money issuers.
Placeholder notes for the prototype, not legal advice.
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Other markets in Asia-Pacific
Launch in Malaysia
Try the Malaysia flow in the sandbox, or talk to us about your rollout.