Market guide · Europe
Selling in Netherlands
iDEAL is the dominant online payment method, and many Dutch shoppers rarely use a credit card. A checkout without it tends to lose a large share of local buyers.
| Currency | Euro (EUR) |
|---|---|
| Languages | Dutch |
| Region | Europe |
| Local acquiring | Available |
| Settlement | T+1 |
| Payout rail | SEPA Instant · Seconds, 24/7 |
| Import consumption tax | VAT (BTW) · 21% |
Popular payment methods
Share of online payments by method. Illustrative figures.
| iDEAL | 65% (65% of online payments) |
|---|---|
| Visa, Mastercard, Amex | 14% (14% of online payments) |
| Klarna | 7% (7% of online payments) |
| SEPA Direct Debit | 5% (5% of online payments) |
How to launch in Netherlands
- 1Open a sandbox accountTest every flow for Netherlands with test cards and methods before you sign anything.
- 2Turn on local methodsStart with iDEAL, Klarna, SEPA Direct Debit.
- 3Process domesticallyDomestic processing in Netherlands avoids cross-border fees and lifts approval rates.
- 4Settle in EURHold EUR and convert when you choose, or pay out locally.
- 5Show duty-inclusive pricesQuote VAT (BTW) and duties at checkout so nothing is due on delivery.
- 6Go liveVerify your business, switch your keys and watch the first orders arrive.
Duties and import tax
VAT (BTW) at 21% applies to most imported goods.
Thresholds: VAT due from the first euro; IOSS for goods up to EUR 150
Regulatory notes
- Strong customer authentication under the EU's revised Payment Services Directive applies to card payments.
- iDEAL is moving towards the European Wero scheme, so integrations should follow that transition.
Placeholder notes for the prototype, not legal advice.
Customer story nearby
Northwind Outfitters
Retail & Ecommerce
+3.4 pts
card acceptance in Germany · Illustrative
We stopped guessing which fees would land on an order. Duty-inclusive prices took returns down with them.
Mara Lindqvist, Head of Ecommerce Read the story: Northwind Outfitters